person putting money in a jar labeled annuity

Annuities: Finding the Best One for You

Are you concerned about running out of money in retirement? What about outliving your nest egg? Is there such a thing as a guaranteed retirement? These are questions that many senior citizens and baby boomers battle over in their minds day in and day out. Many Financial Advisors and Bankers will tell you that Annuities are BAD! Don’t ever buy an Annuity! You’ll have no access to your money if you buy an Annuity. These scare tactics are bogus and only a strategy used by the banks and advisors.

Annuities offer a solution to make sure you won’t run out of money as well as give you peace of mind through a GUARANTEED lifetime income benefit rider. You would have access to your money for those uncertainties in life, new roof, hot water tank repair, or new car’s down payment. Annuities give you the opportunity to receive payment directly out of your account so that you are provided for during your golden years. Now, which Annuity is best for you? Depending on your time horizon until retirement or maybe your already retired, there is an Annuity to be added to your portfolio for every situation an individual or couple may have.

Start the process by calling us here at Keystone Advisory Solutions to set up a time to go through a consultative review of your financial situation. Remember to be open and honest with your Advisor about your goals and aspirations. They’re there to help you and give you the best advice and counsel. Most importantly, remember to relax and breathe during your appointment. There’s a solution to your concerns, and we will help you find it!

Ross T. Marshall

Associate Partner